Car, home, health, life, pets
We match policies to your life in Spain: car, home, health for your residence permit and pets. We compare insurers, translate the terms and help with claims.
Insurance in Spain is not just about the price, it is also what's written in the fine print. We compare offers from different insurers, explain the terms in plain language and arrange a policy for the task at hand: car, home, health cover for your residence permit. And when a claim arises, we help you get the payout.
From mandatory third-party to fully comprehensive: we match the cover to your car and driving record and arrange it the same day.
Policies for houses and apartments: contents, liability to neighbors, protection against okupas and unpaid rent.
Health policies, including ones that meet residence permit requirements: no copago, with dental cover, for the whole family.
Policies for pets and special lines: business, autónomo, comunidad, travel.
Authorities do not accept just any policy: cover, absence of co-payments and the term all matter. We pick one that will be accepted, not simply the cheapest.
We deal with the insurer for you: the claim, the assessment and the correspondence. You do not have to argue your case in Spanish.
We examine the refusal or the undervaluation, prepare the complaint and pursue it through to payment.
There are policies covering unpaid rent and protecting against squatting. We match one to your situation and explain exactly what it covers.
For these breeds third-party liability cover is compulsory. We arrange the policy and check what else your municipality requires.
Full health cover with no copago and no carencia from an insurer operating in Spain. We will find a policy that meets the requirements of your specific type of residency.
Often yes: a certificate from your previous insurer can lower the price. We will help you request the document and factor it into the quote.
Yes. We will review the policy and the reason for refusal, prepare a formal complaint and lead the dialogue with the insurer. If needed, we will bring in a lawyer from our legal team.
Authorities look at the cover and the absence of waiting periods, not at the company name. We match the policy to the requirements of your specific application and tell you if the one you have been offered will not pass.
No. We find the policy that fits your need among the companies on the market and deal with them for you, including when it comes to a claim.
Some companies recognise the bonus with a certificate from your previous insurer. It affects the price noticeably, so we always check.
We examine how the refusal is worded: often the problem is how the claim was filed rather than the incident itself. We prepare the complaint and pursue it to a result.
Choosing and arranging the policy is agreed separately from its price: the premium goes to the insurer and our fee to us. We give you both figures before we start.
We reply in messengers within 15 minutes during working hours with the exact price.
This material is for information purposes and is not legal advice. Office requirements and procedures change. Krepko organises the process and takes the routine off your shoulders, while legally significant actions are performed by licensed specialists - lawyers, gestores, sworn translators.