Krepko blog: life, documents and business in Spain

Ley Beckham: the 24% tax rate for professionals who move to Spain

Ley Beckham (regimen impatriados): a flat 24% on income up to 600,000 euro for 6 years, a modelo 149 application within 6 months, and the extension to remote workers under the Startup Law.

Temporary protection in Spain for Ukrainians in 2026: extension, rights and the move to a residence permit

Temporary protection in Spain for Ukrainians in 2026: how the extension works, TIE, work, healthcare, IMV/RMI benefits and the move to arraigo.

Family reunification in Spain (reagrupacion familiar): conditions and documents

Reagrupacion familiar in Spain: who you can bring over, income from 150% IPREM, the informe de vivienda, apostilled documents and timelines. Step-by-step 2026 process.

Residency without the right to work (no lucrativa): financial requirements for 2026

Residencia no lucrativa in Spain: 400% IPREM for the applicant (benchmark 28 800 € a year), 100% per family member, insurance, documents and renewal. The 2026 guide.

All types of Spanish residence permits in 2026: which one fits your case

All types of Spanish residence permits: arraigo, digital nomad, no lucrativa, student, family reunification. Requirements, documents, timelines and refusal reasons.

15 min Read ↗

Spain's digital nomad visa: requirements, the 24% tax and step-by-step filing in 2026

Spain's digital nomad visa under the Ley de Startups: income from 200% SMI, documents, filing at the consulate or the UGE, timelines, the 24% Beckham tax and renewal.

Tarjeta sanitaria: how to register with Spain's public health service

How to get a tarjeta sanitaria and register with Spain's public health service: entitlement through work and residence, the NIE, padrón and centro de salud steps.

Student residence permit in Spain: study, work up to 30 hours and the switch to employment

Estancia por estudios in Spain: enrolment, funds from 100% IPREM, work up to 30 hours per week and switching to a work permit after your studies. Full 2026 guide.

Home and car insurance in Spain: how it works and what is compulsory

Which insurance policies are compulsory in Spain: third-party motor cover required by law, seguro de hogar with a mortgage, continente and contenido, the Consorcio and fines of up to 3005 euro.

Criminal record certificate for Spain: your home country and the Spanish one

Criminal record certificates for Spain: when you need the Spanish one (modelo 790 006, 3.86 euro fee), when the one from your home country, apostille, translation, deadlines.

Fines in Spain: how to check them, pay with the 50% discount and appeal

DGT and municipal fines in Spain: how to check a multa, pay it with the 50% discount within 20 days, file alegaciones and recurso and keep your licence points.

School in Spain: how to enrol your child, deadlines and documents

How to enrol your child in school in Spain: compulsory education from 6 to 16, the spring matricula windows, points for proximity and siblings, documents and the regional language.

Non-resident account in a Spanish bank: documents and pitfalls

Cuenta de no residente: how to open an account at a Spanish bank without residency. Passport, certificado de no residencia, fees, refusals and switching to a resident account.

From temporary protection to a residence permit: the options for Ukrainians in 2026

Temporary protection runs to 04.03.2027 in Spain and has been extended to 04.03.2028 in the EU. Routes to a standard residence permit: work, arraigo, study.

Permanent residency larga duracion after 5 years: how to get it

Residencia de larga duracion in Spain: 5 years of legal residence, absence limits of 10 months in total and 6 in a row, documents and process. 2026 guide.

Registering as autónomo in Spain in 2026: a step-by-step guide

How to register as autónomo in Spain: alta with Hacienda and Seguridad Social, choosing the IAE epígrafe, IRPF and IVA taxes, cuota, tarifa plana, filings and deadlines.

Importing and clearing a car into Spain: matriculacion step by step

How to import a car into Spain: IVA on arrivals from the EU, 10% duty and 21% IVA from non-EU countries, impuesto de matriculacion based on CO2, ficha reducida, ITV and DGT registration.

Working in Spain on temporary protection: your rights, SEPE and the first contract

Temporary protection in Spain gives you the right to work immediately, as an employee and as an autónomo.

Renewing your Spanish residence permit: deadlines, documents, typical mistakes

Renovación of a Spanish residence permit: file from 60 days before to 90 days after expiry, silencio positivo after 3 months, renewal for 4 years. Typical mistakes.

Sworn translation (traducción jurada): when you need it and how it is certified

Sworn translation (traducción jurada) in Spain: when it is required, how to find a translator in the MAEC register and why such a translation is valid without a notary.

Support and benefits for Ukrainians in Spain in 2026: what is available

Support for Ukrainians in Spain in 2026: the Ministerio de Inclusion reception programme, IMV, SEPE benefits, regional support, Cruz Roja and ACCEM.

Buying property in Spain as a foreigner: stages, taxes and risks

How a foreigner can buy property in Spain: NIE, nota simple, the arras contract, notary, escritura, ITP and IVA taxes, a non-resident mortgage, buying remotely.

Buying a used car in Spain: checks, transferencia, taxes

How to buy a used car in Spain: informe DGT for 8.67 euro, the contract, ITP tax of 4-8%, transferencia at the DGT (tasa 55.70 euro), modelo 620 and re-registration deadlines.

Pareja de hecho in 2026: registering a civil partnership region by region

Pareja de hecho in Spain: what a civil partnership gives you, how the requirements in Madrid differ from Valencia and Catalonia, and how registration helps with residency.

How to open an SL in Spain: steps, timelines and capital from 1 euro

How to open an SL in Spain: the name at the Registro Mercantil Central, capital from 1 euro, the notary, the NIF at the tax office, registration. Timelines, costs and the CIRCE route.

Exchanging your driving licence for a Spanish one (canje) in 2026

Canje permiso de conducir: how to exchange your driving licence in Spain in 2026. The 6 month deadline, countries with an agreement, the psychotechnical test, the DGT fee and the rules for Ukrainians.

NIE and TIE in Spain: the difference and how to get the number and the resident card

NIE and TIE in Spain: how the number differs from the resident card, where and how to get them via cita previa and the comisaria, documents, timelines, tasa 790 fee.

Taxes on buying a home: ITP, IVA and AJD by region

How much tax a homebuyer pays in Spain: ITP on resale property by region, IVA 10% and AJD on new builds, valor de referencia, notary, registration and IBI.

Autónomo taxes in 2026: contributions, IRPF and IVA in plain words

What an autónomo pays in Spain in 2026: income-based RETA contributions (200-590 euro table), the 80 euro tarifa plana, IRPF via modelo 130, 21% IVA and filing deadlines.

Health insurance for a Spanish residence permit: policy requirements

Which policy qualifies for a Spanish residence permit: public-system-level coverage, no copagos or carencias, a licensed Spanish insurer. Requirements by permit type.

Ukrainian documents remotely: certificates, official records and diplomas

How to obtain documents from Ukraine without leaving Spain: duplicate certificates through DRATsS and Diia, official records, the apostille from the Ministry of Justice and the Ministry of Foreign Affairs, and a power of attorney.

Mortgages in Spain for foreigners: conditions, rates and the down payment

Mortgages in Spain for non-residents: how much banks finance, the down payment, documents, the FEIN and 10 days at the notary, who pays which costs.

Homologacion of a diploma: how to get your education recognised in Spain

Homologacion and equivalencia of a diploma in Spain: online filing with the ministry, tasa 790-107, the apostille, sworn translation, timelines and regulated professions.

Spanish citizenship: timelines, the CCSE and DELE exams, documents

Spanish citizenship by residence: 10 years as the general rule, 2 years for Latin Americans, 1 year for spouses. The CCSE and DELE A2 exams, documents, filing, the oath.

Empadronamiento: why you need the padrón and how to register

Empadronamiento in Spain: why you need to register at the ayuntamiento, how to do it with a rental contract or the owner's consent, and how a volante differs from a certificado.

A power of attorney before a Spanish notary for another country: poder notarial step by step

How to draw up a power of attorney (poder notarial) before a notary in Spain for Ukraine or another country: documents, bilingual text, apostille from the Colegio Notarial, revocation.

Declaración de la renta: your first tax return in Spain

Your first declaración de la renta in Spain: who must file (the 22,000 and 15,876 euro thresholds), the 2026 campaign dates, Cl@ve and referencia, the 183-day residence test.

Cita previa: how to book an appointment with Extranjería, DGT, the tax office and the police

How to get a cita previa in Spain: the Extranjería, DGT, AEAT tax office and police portals, tips for catching free slots and protection from appointment resellers.

Certificado digital and Cl@ve: the digital key to every Spanish public service

Certificado digital FNMT and Cl@ve: how to get the electronic certificate, pass acreditacion in person or by video and unlock all Spanish public services online.

Marriage in Spain for foreigners: the expediente matrimonial and a ceremony before a notary

Marriage in Spain for foreigners: how to open an expediente matrimonial at the Registro Civil or before a notary (since 2021), which apostilled documents you need and where to get married.

The bank has frozen your account: why it happens and how to unfreeze it

A frozen account at a Spanish bank: the reasons under Ley 10/2010, which documents are asked for, how to get it unfrozen and where to complain, right up to Banco de España.

Bizum: how Spain's main payment service works

Bizum, transfers by phone number in Spain: how to set it up in your banking app, limits (0.50 to 1000 euros per transaction), paying in shops and staying safe.

9 min Read ↗

How to open a bank account in Spain: a guide for non-residents and residents

How to open a Spanish bank account as a non-resident or resident: NIE, certificado de no residencia, friendly banks, Wise and Revolut, remotely and by power of attorney.

13 min Read ↗

Autónomo or SL in Spain: what should an entrepreneur choose in 2026

Autónomo or SL in Spain: we compare liability, RETA contributions, IRPF versus the 25% corporate tax, start-up costs and timelines. We help you choose the right form.

Arraigo social in Spain 2026: residency through settlement step by step

Arraigo social in Spain after the 2025 reform: 2 years of residence, a padrón for the whole period, a contract or funds, an integration report. The step-by-step process.

Renting a home in Spain: the contract, the deposit and tenant rights

How to rent a home in Spain: the LAU contract, the legal fianza deposit, who pays the agency after Ley 12/2023, tenant rights, renewals and getting the deposit back.

Apostille for Spain: where to get it, for which documents and when you do not need one

Apostille for Spain: the stamp is issued by the country that issued the document. Which documents need an apostille, where it is done in Spain and Ukraine, and when you can skip it.