We help residents and non-residents open a Spanish bank account: we prepare the file for your bank and interpret at the meeting. The bank makes the decision.
Spanish banks love documents and dislike haste. We prepare a file tailored to the requirements of the specific bank, run the meeting with interpreting for you and see it through to an active card. If your account has been blocked, we identify the cause and put together the package to unblock it.
We help you open a resident or non-resident account in a reliable bank: we choose the bank that fits your situation, prepare the file, go to the bank with you and help activate the card and online banking.
A business account for SL companies and autónomos: a file ready for the bank's checks, a meeting with the manager, a working account.
Mortgages for residents and non-residents: we assemble the file, collect offers from banks and take the deal all the way to signing at the notary for you.
Account blocked or the bank is asking for documents? We break down the bank's request and put together a package that gets accepted.
We work out what the bank was not satisfied with, prepare the file for their review and pick a bank that works with your profile.
We help you open a non-resident account with the corresponding certificate. That is enough for a purchase, utilities and first payments.
We read the compliance request, assemble the source-of-funds file and handle the correspondence with the bank in Spanish.
We come with you and run the meeting: translating, answering the manager and checking the terms match what was promised.
We assemble the file and apply to several banks at once, compare the terms and negotiate. Everything up to signing the escritura we handle for you.
Yes, a non-resident account is a working option: you will need a non-residency certificate and proof of income. We will pick the bank where your situation goes through most easily.
Do not panic and do not send documents at random. We will break down the bank's request, put together a source-of-funds package and reply in Spanish. The sooner you write to us, the sooner the account is unblocked.
Yes, usually up to 60-70% of the property value. We will assemble the file, send it to several banks and compare the actual terms - you choose the best offer.
It depends on the bank and whether you are resident. Usually a passport, an NIE or non-residency certificate, and proof of income. We give you the exact list after reviewing your case, so you do not visit the branch twice.
It is a compliance requirement, not suspicion of you personally. The clearer the file, the fewer questions follow. We prepare it the way the bank expects to see it.
Some banks allow it, others require you in person. We look at your situation and pick a bank where your case goes through.
The decision is the bank's and nobody can guarantee it. We are accountable for the preparation: we build the file to that bank's requirements and run the meeting so nothing fails on a formality.
Our work: choosing the bank, preparing documents, attending the meeting with translation, and activating the card and online banking. The bank's own fees you pay directly to them.
We reply in messengers within 15 minutes during working hours with the exact price.
This material is for information purposes and is not legal advice. Office requirements and procedures change. Krepko organises the process and takes the routine off your shoulders, while legally significant actions are performed by licensed specialists - lawyers, gestores, sworn translators.